Monday, November 23, 2009

Travel Insurance

Travel Insurance is essential in Canada and should be arranged to cover health, trip-cancellation, and interruption, as well as theft and loss of valuable possessions.

Canadian health services are excellent, but if you do not wish to pay you will need insurance. If you already have private health insurance you should check to see if the coverage includes all emergency hospital and medical expenses such as  physician's care, prescription drugs, and private duty-nursing. In case of a serious illness, separate coverage is also required to send a relative to your bed-side or return a rented vehicle.

Emergency dental treatment, and out-of-pocket expenses or loss of vacation costs also need their own policies. Your insurance company or travel agent should recommend the right policy, but beware of exclusions for pre-existing medical conditions.

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